Listen, I love my husband. We’ve been married 23 years. But I’m at a loss and need advice. My husband put everything we have into a business which is failing. I’ve asked him to go get a job, and he refused. This is the first year out of 5 that the business has been profitable, but barely. And none of that profit helped us. We no longer have any savings, any 401k and are 100,000 in debt. I am 48 and he is 50. We are way too old to hope things work out. I’ve even explained that he’s still at an age to be desirable as an employee, because he has wisdom/experience, but the older he gets the less desirable he will be because no one wants to hire an old man. I think about our financial situation every second of everyday. I can’t afford to help my kids with anything, sometimes I can’t even buy groceries. My friends all have successful spouses and at this age I should be able to go out to dinner without worrying about if I can afford such a simple thing. I’m terrified of our future. He just tells me I have no faith in him. Maybe he’s right. The track record is not good and I don’t see him doing anything currently to improve this situation. I work full time but it’s not enough to cover our bills. How long can I do this? Short of winning the lottery I have no idea how to get out of this mess. Do people get divorced over financial messes when they still love each other? I don’t think it’s wrong to be concerned for my future and I’m almost obsessive now about how much I think about this mess and my desire to feel secure