I’m 26 and saving for a down payment on my first apartment. If I stay disciplined where I am now, I’ll reach my goal in 16 months.

The problem: I live with a flatmate and the place is nasty and uncomfortable. I also don’t have transportation, and in a big city that makes me feel stuck and limited.

Here are my options:

  • Stay here and just buy the motorcycle → delays my goal by 4 extra months
  • Move to my own rental AND buy the bike → delays it by 7 extra months

So in total:

  • 16 months if I suffer through it
  • 20 months if I stay but get the bike
  • 23 months if I get peace + mobility

For men who’ve been through this stage:

Would you prioritize comfort and freedom now, even if it delays the big goal? Or would you grind it out in a shitty environment to hit the milestone sooner?

What would you do at 26?


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