Strange letter through front door, but not addressed to me. Should I be worried?
January 31, 2026
The image attached, I've crossed out the name for the persons privacy, but it is not me.
46 comments
Yes. Someone owes money and they have given your address to the bailiffs. Follow the instructions on the letter if you don’t want them coming back and taking your stuff.
Call the number. They will come to your house and try to intimidate you. Nip this in the bud before it gets to that. I have had a similar scenario and usually they’re reasonable over the phone.
Be prepared for them to keep coming back until they’re satisfied whoever it is doesn’t live there, but nothing to worry about.
You may want to either call the number and tell them, or wait until they come back and show some ID.
No contact number other than a mobile.
I’d be googling the contact for the high court to ask if this is legit. I’d be very surprised if it is genuine.
So the Motor Insurers Bureau is an organisation involved in reclaiming money from uninsured drivers. This is probably legit.
The named defendant probably now has a judgment against their name. Best bet is to get in contact with them and tell them that that person no longer lives there.
Don’t provide your own info though.
I had bailiffs on the doorstep once. They had the wrong address – right house number, right street name, wrong postcode (and wrong village!). Mind you we also had several wrong deliveries, one confused marketplace buyer, and (memorably) one person trying to move in! So it didn’t come as a huge shock.
No need to be *worried* if you’ve not done anything wrong and you aren’t liable for the debt, it does look like it needs sorting out though. It’s likely legit, but just in case it is some kind of scam, maybe go direct to the company listed at the bottom rather than what looks like a random phone number.
Do no let anyone inside. They can make peaceable entry so if you turn around and the door is open they can come in. Keep as much proof of who you are by the door, show them it and tell them to go away. Proof also you own any large assets like cars.
This happened to me when the previous owner of my house had unpaid toll fees and still had her car registered to my address. All I had to do was show them proof that I wasn’t them and proof that it was my house and I never heard from them again.
OP, I am a Solicitor. For my sins, I work in-house in a legal team that has to deal with default judgments obtained by consumers, so I know how to deal with bailiffs/high court enforcement officers who are trying to enforce defective writs. Here’s a recommended checklist for you:
1. Contact High Court Enforcement Group via e-mail now, and tell them that the Judgment Debtor does not reside at the premises, and offer to produce evidence (i.e., identification, proof of address, and a copy of your tenancy agreement/completion statement for purchase) to prove that you are not the Judgment Debtor, and the Judgment Debtor does not reside at the property.
2. Contact High Court Enforcement Group by telephone when their lines open, to push them to respond to your e-mail sent in point 1).
3. High Court Enforcement Group are notoriously slow at responding in writing unless you chase them via the telephone, but when they do, send the identification documents to them promptly, and call again to ask them to confirm receipt.
4. There’s a really good chance that the High Court Enforcement Officer will attend your property again, due to miscommunication, likely either early in the morning, or in the late afternoon. You need to be ready to show the evidence that I mentioned in 1), as well as your comms with the head office via e-mail.
5. If the High Court Enforcement Officer refuses to accept the evidence (this is unlikely, but can happen) and attempts to enforce the judgment at your address, and either takes control of goods or forces you to make a payment, you need to be very clear in telling him that his enforcement will be unlawful, and you will:
(i) make a third-party claim against the Judgment Creditor under CPR 85 to recover the goods/money;
(ii) bring a damages claim for wrongful enforcement;
(iii) seek an order for damages pursuant to the Torts (Interference with Goods) Act 1977;
(iv) tell the High Court Enforcement Officer that you will lodge a complaint with the Enforcement Conduct Board
6. Finally, tell the the High Court Enforcement Officer that you will publicise this as much as possible if he sets foot in your property, meaning the Judgment Debtor may inadvertently find out about the judgment, and seek to set it aside (causing his client, the Judgment Creditor) to incur further costs.
The cumulative effect of the above should be enough to make the officer fill his pants, and realise it is not worth enforcing the judgment.
I recommend saving this comment in a note on your phone so you can pull it up quickly and you’re not faffing around if/when they come to enforce again.
Good luck, and sorry you’re having to deal with this.
Make sure if you receive any post for that person you are returning to sender.
Contact the company and tell them that person does not live at that address.
I’d keep ID and a utility bill easy accessible so if they do know you can show them that you’re re the resident
We had this two days after getting the keys to our house for unpaid council tax.
1)We called the number and explained we had just bought the property. They said the enforcement officer would be back at some point.
2)we put the letter in a plastic bag next to the front door (weighted down but clearly visible) with a note stating “property sold xx/xx/xx”.
3) when the officer did knock on the door a week later we showed him the letter from the solicitors confirming completion of our purchase.
He made a note on his iPad and went on his way without any drama.
They may ask to see ID. You don’t need to show it but it will make everyones live easier if you do.
I had a baliff visit once whilst I was out, left a letter asking the defendant to contact the court.
I just called then number on the letter, explained the property had been purchased and prev tenant hadn’t lived here in x amount of years. Woman who answered was really nice, took my details and said she would make a note on the system. Baliffs have never been back since.
We had it at our old address I showed them my paper driving licence and that stopped them
I would not ignore it in case they come round your house while you are out and remove five grand’s worth of stuff!
If you ever receive this kind of letter and are unsure as to whether it is legitimate, get in touch with the company/department etc using details that you have found from separate sources, not from this letter. It is very easy to make a convincing looking fake letter. DO NOT use any links, email addresses or phone numbers in the letter if you are not 100% sure it’s real. Also, red flags: all picture assets are easily obtained via a Google image search, nothing like a signature. Letter has urgent, immediate language, demanding action right now (possibly so you don’t realise it’s a scam?) Also, your primary point of contact is a mobile phone number, which anyone could have.
TLDR: Google company and contact them to check this is real. This letter has multiple hallmarks of a scam letter.
We’ve had bailifs show up for previous home owners before — we were able to prove with ID and utility bills that we were not the droids they were looking for, and they were satisfied so that was the end of it.
OP, you redacted the name but maybe you should have also redacted the claim number in the top left
The whole “pay this amount to this account within a short amount of time or bad stuff will happen” makes it seem like a scam to me. Also it doesn’t say what car they allegedly intend to repossess which seems fishy.
Even if it is legit, if it hasn’t got your name on it then it’s a mistake on their end. Definitely contact the Motor Insurers Bureau (by looking up their contact info, not by using any contact info on the letter, as if it’s a scam you’ll just be speaking to the scammers) to tell them the person named doesn’t live there.
Are you expecting anything from the motor insurers bureau? Regarding car insurance? It looks legitimate
Return to sender with the relevant information that it’s not yours
Gloucester doesn’t have a High Court District Registry. This is a scam.
I had a letter a few months ago collecting a debt for HMRC which I assumed was a scam since I don’t earn enough to pay income tax and also pay PAYE on the little I do earn. I contacted them via the number on the .gov website and turns out it was very much real and I was being charged tax on someone else’s income. Currently they’re still investigating how that f**k up happened.
Do not ignore the letter like I very nearly did. My advice is to find the number and email for high court office online and contact them both in email so you have it in writing and also via phone as they probably record calls so there will be a record there too. If it is not a scam, tell them that the person does not live at the address and offer them any proof of you living there. Someone else already offered you very good and detailed advice.
Hope it gets sorted soon. I know how stressful it is when crap like this happens!
I had this once, called the guy and told them (truthfully) that I have been the sole occupier of the property for over a year and don’t know who that is, but given this is a rented property it’s likely to be an ex tenant. They were satisfied and I never heard from them again.
YMMV of course. But if you are not who they are after then they won’t take your stuff.
This happened when we first moved into our house. I showed them our mortgage statement and council tax bill and didn’t hear from them again.
You’ve been given great advice, but since I like a bloody good argument, if wait until they attend again, refuse to say anything unless the police are there then sue them for mental anguish or something… 🤷
At least twelve year’s ago we kept getting letters similar to this addressed to someone we had never heard of and supposedly living at this address and eventually I wrote to the company telling them we had lived here since 1981,don’t know this person advising them to check the electoral roll which would show this information.
I also advised them that if such letters continue i would take legal action for harassment and they stopped.
Many time’s it appears that someone will do this and agencies don’t check thing’s properly causing concerns to innocent people.
We had a very similar letter at our last address (a rental), also not for us. We called up and they had us email over our council tax bill as proof.. and then they turned up anyway. We showed the guy in person as well, and that was it thankfully.
For those stating this is a scam.
I have dealt with many thousands of County Court claims over the years in the course of my employment and this is genuine.
MIB are an organisation funded by Insurance companies to cover uninsured losses, these are then claimed via back via the County Court, the reference number at the top of the letter is in the correct format for a claim brought in the Civil National Business centre in Northampton.
Once judgement is granted a writ is then obtained so that the debt may be enforced, HCE are a registered company and this is one of their letters, the reason a mobile number is provide is that a Bailiff has their own caseload and should be contacted directly about the debt where possible.
In the foot of the letter are the instruction for the OP to follow to resolve this, contact HCE in Colwyn Bay with the requisite proof and they will call off enforcement at his or her address.
If they come back again **do not let them in**, keep the chain on, or better yet talk to them through the window.
Had this happen to my parents when I was a child. Best to ring ahead and let them know probably. It’s not the first time this has happened and it won’t be the last.
A good few years ago I was renting a house with a now ex gf, everything was fine until we started getting letters through the door for the landlords girlfriend from DVLA and tribunal services. We took them to the estate agent who was dealing with the property as had been requested but then one day threw bailiffs showed up looking for payment / assets. Must have spent the best part of three hours explaining we were renting and the person they were looking for didn’t live there. Definitely a tense time, they left eventually as I ended up ringing the landlord and basically told this was indirect harassment and that we didn’t feel safe, breaching landlord tenant act yada yada.
Surprisingly we left the next month for a new place. Bailiffs turning up can be terrifying but as someone who’s worked with them in the past (as a locksmith) they’re generally sound people.
Is that a shadow of Bart Simpson on the right of the letter? Lol
I had something like this recently, but via text for outstanding council tax owed to a county in the south of England, where I have never set foot.
I left them a message and it probably wasn’t the nicest, but the enforcement officer said that he wouldn’t contact me again.
Win/win 😉
It’s probably not yours mate
It does actually give you an ‘out’ at the bottom of the letter, says to send them some documents.
I don’t think this is particularly helpful but be aware that it is usually an offence to open or interfere someone else’s mail.
I had this too i waited until they came again and started looking around my car then I went out to them explained the person doesnt live there showed them the tenancy agreement with just me and my son on it and they went on their way never heard from them again.
Notwithstanding any of the very good formal advice from others, I also had this situation happen (presumably it was an old tenant who had the debt).
I called up the bailiff directly on his mobile, explained that the debtor no longer lived there, and set a time for him to come over and look at my ID.
He was super agreeable, came over within a couple of hours, I showed him my driving license and the tenancy agreement (which was relatively recent). He thanked me for my time, apologised, and left.
No further issue. No further letters.
The bailiffs don’t want to be wasting their time on bad information that won’t help them resolve the matter.
Not everything needs to be litigated. Just some polite human interaction still works.
I literally had balifs on the door as I moved in to a house that I then just purchased. Right after getting the keys they were there waiting. They came came back a few times over the next couple of weeks them months then years. Same company same debt that kept on growing. No one seemed to understand that I was not the person they were looking for. I ended up taking them to court and winning a pretty nice sum after three years of constant letters and visits despite going through all the proper process and channels to tell them to stop. I ended up claiming directly from them also as someone forgot to update their computer system each time and the automation just kept on automating and sending out letters and booking debt enforcement officer visits.
I’ve had this kind of thing. Somebody used my address on their ID and went off without paying for a tankful of petrol. I got chased for much of last year by debt collection agencies and a solicitor. I managed to track down the garage and the CCTV operator, wrote to DVLA to get proof their vehicle had never been registered to me nor to my address, and proof from the housing association that this person never lived here.
Several months of frustrating messing around. When the solicitor threatened a CCJ, I wrote to all parties concerned with a demand for video evidence of the transaction, and the promise I’d send all my evidence to the court if they went ahead. Never heard from them again.
I believe all the harassment was to frighten me into paying somebody else’s debt. Didn’t work ‘cos I fought back.
The short and easy version: let them know it’s not you and that this person no longer lives there.
I got a lot of these for other people once I moved to my address and managed to flag them down a few times to explain I’m not whoever they’re looking for and it was sorted. It’s very, very common that the person with debt gives false addresses or moves to escape debt.
I had recentl moved imto my new house.we used to get letters for “michael jackson” yes michael jackson.it was not a joke .this person not the real 1 lol did….we used to just send em back with (does not live here on )…
One day a phone call asking for said person.i said he doesnt live here anymore.and the lady said “are you sure?
And this is the part were i went ” eeeeeh eee” in the screech jacko did….we both burst into laughter and i never had to deal with jacko again
You can see at the bottom of the letter it tells you what to do
Have you recently moved in? Could be for q previous resident, or potentially a case of fraud. Call the number on Monday, and let them know that the person is not at your address. If they get prissy about you opening a letter that’s addressed to someone else, just say you opened it in error.
46 comments
Yes. Someone owes money and they have given your address to the bailiffs. Follow the instructions on the letter if you don’t want them coming back and taking your stuff.
Call the number. They will come to your house and try to intimidate you. Nip this in the bud before it gets to that. I have had a similar scenario and usually they’re reasonable over the phone.
Be prepared for them to keep coming back until they’re satisfied whoever it is doesn’t live there, but nothing to worry about.
You may want to either call the number and tell them, or wait until they come back and show some ID.
No contact number other than a mobile.
I’d be googling the contact for the high court to ask if this is legit. I’d be very surprised if it is genuine.
So the Motor Insurers Bureau is an organisation involved in reclaiming money from uninsured drivers. This is probably legit.
The named defendant probably now has a judgment against their name. Best bet is to get in contact with them and tell them that that person no longer lives there.
Don’t provide your own info though.
I had bailiffs on the doorstep once. They had the wrong address – right house number, right street name, wrong postcode (and wrong village!). Mind you we also had several wrong deliveries, one confused marketplace buyer, and (memorably) one person trying to move in! So it didn’t come as a huge shock.
No need to be *worried* if you’ve not done anything wrong and you aren’t liable for the debt, it does look like it needs sorting out though. It’s likely legit, but just in case it is some kind of scam, maybe go direct to the company listed at the bottom rather than what looks like a random phone number.
Do no let anyone inside. They can make peaceable entry so if you turn around and the door is open they can come in. Keep as much proof of who you are by the door, show them it and tell them to go away. Proof also you own any large assets like cars.
This happened to me when the previous owner of my house had unpaid toll fees and still had her car registered to my address. All I had to do was show them proof that I wasn’t them and proof that it was my house and I never heard from them again.
OP, I am a Solicitor. For my sins, I work in-house in a legal team that has to deal with default judgments obtained by consumers, so I know how to deal with bailiffs/high court enforcement officers who are trying to enforce defective writs. Here’s a recommended checklist for you:
1. Contact High Court Enforcement Group via e-mail now, and tell them that the Judgment Debtor does not reside at the premises, and offer to produce evidence (i.e., identification, proof of address, and a copy of your tenancy agreement/completion statement for purchase) to prove that you are not the Judgment Debtor, and the Judgment Debtor does not reside at the property.
2. Contact High Court Enforcement Group by telephone when their lines open, to push them to respond to your e-mail sent in point 1).
3. High Court Enforcement Group are notoriously slow at responding in writing unless you chase them via the telephone, but when they do, send the identification documents to them promptly, and call again to ask them to confirm receipt.
4. There’s a really good chance that the High Court Enforcement Officer will attend your property again, due to miscommunication, likely either early in the morning, or in the late afternoon. You need to be ready to show the evidence that I mentioned in 1), as well as your comms with the head office via e-mail.
5. If the High Court Enforcement Officer refuses to accept the evidence (this is unlikely, but can happen) and attempts to enforce the judgment at your address, and either takes control of goods or forces you to make a payment, you need to be very clear in telling him that his enforcement will be unlawful, and you will:
(i) make a third-party claim against the Judgment Creditor under CPR 85 to recover the goods/money;
(ii) bring a damages claim for wrongful enforcement;
(iii) seek an order for damages pursuant to the Torts (Interference with Goods) Act 1977;
(iv) tell the High Court Enforcement Officer that you will lodge a complaint with the Enforcement Conduct Board
6. Finally, tell the the High Court Enforcement Officer that you will publicise this as much as possible if he sets foot in your property, meaning the Judgment Debtor may inadvertently find out about the judgment, and seek to set it aside (causing his client, the Judgment Creditor) to incur further costs.
The cumulative effect of the above should be enough to make the officer fill his pants, and realise it is not worth enforcing the judgment.
I recommend saving this comment in a note on your phone so you can pull it up quickly and you’re not faffing around if/when they come to enforce again.
Good luck, and sorry you’re having to deal with this.
Make sure if you receive any post for that person you are returning to sender.
Contact the company and tell them that person does not live at that address.
I’d keep ID and a utility bill easy accessible so if they do know you can show them that you’re re the resident
We had this two days after getting the keys to our house for unpaid council tax.
1)We called the number and explained we had just bought the property. They said the enforcement officer would be back at some point.
2)we put the letter in a plastic bag next to the front door (weighted down but clearly visible) with a note stating “property sold xx/xx/xx”.
3) when the officer did knock on the door a week later we showed him the letter from the solicitors confirming completion of our purchase.
He made a note on his iPad and went on his way without any drama.
They may ask to see ID. You don’t need to show it but it will make everyones live easier if you do.
I had a baliff visit once whilst I was out, left a letter asking the defendant to contact the court.
I just called then number on the letter, explained the property had been purchased and prev tenant hadn’t lived here in x amount of years. Woman who answered was really nice, took my details and said she would make a note on the system. Baliffs have never been back since.
We had it at our old address I showed them my paper driving licence and that stopped them
I would not ignore it in case they come round your house while you are out and remove five grand’s worth of stuff!
If you ever receive this kind of letter and are unsure as to whether it is legitimate, get in touch with the company/department etc using details that you have found from separate sources, not from this letter. It is very easy to make a convincing looking fake letter. DO NOT use any links, email addresses or phone numbers in the letter if you are not 100% sure it’s real. Also, red flags: all picture assets are easily obtained via a Google image search, nothing like a signature. Letter has urgent, immediate language, demanding action right now (possibly so you don’t realise it’s a scam?) Also, your primary point of contact is a mobile phone number, which anyone could have.
TLDR: Google company and contact them to check this is real. This letter has multiple hallmarks of a scam letter.
We’ve had bailifs show up for previous home owners before — we were able to prove with ID and utility bills that we were not the droids they were looking for, and they were satisfied so that was the end of it.
OP, you redacted the name but maybe you should have also redacted the claim number in the top left
The whole “pay this amount to this account within a short amount of time or bad stuff will happen” makes it seem like a scam to me. Also it doesn’t say what car they allegedly intend to repossess which seems fishy.
Even if it is legit, if it hasn’t got your name on it then it’s a mistake on their end. Definitely contact the Motor Insurers Bureau (by looking up their contact info, not by using any contact info on the letter, as if it’s a scam you’ll just be speaking to the scammers) to tell them the person named doesn’t live there.
Are you expecting anything from the motor insurers bureau? Regarding car insurance? It looks legitimate
Return to sender with the relevant information that it’s not yours
Gloucester doesn’t have a High Court District Registry. This is a scam.
I had a letter a few months ago collecting a debt for HMRC which I assumed was a scam since I don’t earn enough to pay income tax and also pay PAYE on the little I do earn. I contacted them via the number on the .gov website and turns out it was very much real and I was being charged tax on someone else’s income. Currently they’re still investigating how that f**k up happened.
Do not ignore the letter like I very nearly did. My advice is to find the number and email for high court office online and contact them both in email so you have it in writing and also via phone as they probably record calls so there will be a record there too. If it is not a scam, tell them that the person does not live at the address and offer them any proof of you living there. Someone else already offered you very good and detailed advice.
Hope it gets sorted soon. I know how stressful it is when crap like this happens!
I had this once, called the guy and told them (truthfully) that I have been the sole occupier of the property for over a year and don’t know who that is, but given this is a rented property it’s likely to be an ex tenant. They were satisfied and I never heard from them again.
YMMV of course. But if you are not who they are after then they won’t take your stuff.
This happened when we first moved into our house. I showed them our mortgage statement and council tax bill and didn’t hear from them again.
You’ve been given great advice, but since I like a bloody good argument, if wait until they attend again, refuse to say anything unless the police are there then sue them for mental anguish or something… 🤷
At least twelve year’s ago we kept getting letters similar to this addressed to someone we had never heard of and supposedly living at this address and eventually I wrote to the company telling them we had lived here since 1981,don’t know this person advising them to check the electoral roll which would show this information.
I also advised them that if such letters continue i would take legal action for harassment and they stopped.
Many time’s it appears that someone will do this and agencies don’t check thing’s properly causing concerns to innocent people.
We had a very similar letter at our last address (a rental), also not for us. We called up and they had us email over our council tax bill as proof.. and then they turned up anyway. We showed the guy in person as well, and that was it thankfully.
For those stating this is a scam.
I have dealt with many thousands of County Court claims over the years in the course of my employment and this is genuine.
MIB are an organisation funded by Insurance companies to cover uninsured losses, these are then claimed via back via the County Court, the reference number at the top of the letter is in the correct format for a claim brought in the Civil National Business centre in Northampton.
Once judgement is granted a writ is then obtained so that the debt may be enforced, HCE are a registered company and this is one of their letters, the reason a mobile number is provide is that a Bailiff has their own caseload and should be contacted directly about the debt where possible.
In the foot of the letter are the instruction for the OP to follow to resolve this, contact HCE in Colwyn Bay with the requisite proof and they will call off enforcement at his or her address.
If they come back again **do not let them in**, keep the chain on, or better yet talk to them through the window.
Had this happen to my parents when I was a child. Best to ring ahead and let them know probably. It’s not the first time this has happened and it won’t be the last.
A good few years ago I was renting a house with a now ex gf, everything was fine until we started getting letters through the door for the landlords girlfriend from DVLA and tribunal services. We took them to the estate agent who was dealing with the property as had been requested but then one day threw bailiffs showed up looking for payment / assets. Must have spent the best part of three hours explaining we were renting and the person they were looking for didn’t live there. Definitely a tense time, they left eventually as I ended up ringing the landlord and basically told this was indirect harassment and that we didn’t feel safe, breaching landlord tenant act yada yada.
Surprisingly we left the next month for a new place. Bailiffs turning up can be terrifying but as someone who’s worked with them in the past (as a locksmith) they’re generally sound people.
Is that a shadow of Bart Simpson on the right of the letter? Lol
I had something like this recently, but via text for outstanding council tax owed to a county in the south of England, where I have never set foot.
I left them a message and it probably wasn’t the nicest, but the enforcement officer said that he wouldn’t contact me again.
Win/win 😉
It’s probably not yours mate
It does actually give you an ‘out’ at the bottom of the letter, says to send them some documents.
I don’t think this is particularly helpful but be aware that it is usually an offence to open or interfere someone else’s mail.
I had this too i waited until they came again and started looking around my car then I went out to them explained the person doesnt live there showed them the tenancy agreement with just me and my son on it and they went on their way never heard from them again.
Notwithstanding any of the very good formal advice from others, I also had this situation happen (presumably it was an old tenant who had the debt).
I called up the bailiff directly on his mobile, explained that the debtor no longer lived there, and set a time for him to come over and look at my ID.
He was super agreeable, came over within a couple of hours, I showed him my driving license and the tenancy agreement (which was relatively recent). He thanked me for my time, apologised, and left.
No further issue. No further letters.
The bailiffs don’t want to be wasting their time on bad information that won’t help them resolve the matter.
Not everything needs to be litigated. Just some polite human interaction still works.
I literally had balifs on the door as I moved in to a house that I then just purchased. Right after getting the keys they were there waiting. They came came back a few times over the next couple of weeks them months then years. Same company same debt that kept on growing. No one seemed to understand that I was not the person they were looking for. I ended up taking them to court and winning a pretty nice sum after three years of constant letters and visits despite going through all the proper process and channels to tell them to stop. I ended up claiming directly from them also as someone forgot to update their computer system each time and the automation just kept on automating and sending out letters and booking debt enforcement officer visits.
I’ve had this kind of thing. Somebody used my address on their ID and went off without paying for a tankful of petrol. I got chased for much of last year by debt collection agencies and a solicitor. I managed to track down the garage and the CCTV operator, wrote to DVLA to get proof their vehicle had never been registered to me nor to my address, and proof from the housing association that this person never lived here.
Several months of frustrating messing around. When the solicitor threatened a CCJ, I wrote to all parties concerned with a demand for video evidence of the transaction, and the promise I’d send all my evidence to the court if they went ahead. Never heard from them again.
I believe all the harassment was to frighten me into paying somebody else’s debt. Didn’t work ‘cos I fought back.
The short and easy version: let them know it’s not you and that this person no longer lives there.
I got a lot of these for other people once I moved to my address and managed to flag them down a few times to explain I’m not whoever they’re looking for and it was sorted. It’s very, very common that the person with debt gives false addresses or moves to escape debt.
I had recentl moved imto my new house.we used to get letters for “michael jackson” yes michael jackson.it was not a joke .this person not the real 1 lol did….we used to just send em back with (does not live here on )…
One day a phone call asking for said person.i said he doesnt live here anymore.and the lady said “are you sure?
And this is the part were i went ” eeeeeh eee” in the screech jacko did….we both burst into laughter and i never had to deal with jacko again
You can see at the bottom of the letter it tells you what to do
Have you recently moved in? Could be for q previous resident, or potentially a case of fraud. Call the number on Monday, and let them know that the person is not at your address. If they get prissy about you opening a letter that’s addressed to someone else, just say you opened it in error.