So I've had to make the difficult choice to move back in with one of my parents. The student loan debt and overall economy has effectively priced me out out independence. So I'm taking a year to pay them off. I may have the opportunity to take another year to build a nest egg, enough for a down payment if I so desired. I get along fine with them, my problem is I feel like a failure. I'm nearly 30 living in a spare room, I thought this crap would've been behind me. Maybe I have too much pride. Objectively I know this year or 2 will set me up for a debt free future through my 30s. Advice is welcome.