I’m really at my wits end with managing the finances of our relationship. I work too much, and my wife spends too much. Our arrangement was that I would work and she would stay home with the kids, which is what we both wanted. Which is fine, but the caveat was that I need her to manage the budget better, and it’s a constant struggle.
I come from a more well off upbringing, and she comes from a poorer one, and I feel like this is the source of our struggles. To her, being broke and in debt is a normal stage of affairs. To me it is most definitely not.
So she doesn’t see it as an issue that I work multiple jobs, and we spend all that money. Meanwhile, I’ve been doing it too long and want to pull back on the amount of work for my sanity.
She really has no business having access to credit (she’s constantly in credit card trouble, debts charged off, etc all throughout our marriage). Meanwhile if I try to cap our credit cards or remove her access and give her cash for spending, she calls it financial abuse
I’m so sick of the constant fighting about it, but I don’t know what to do.
I don’t want to break up our family over this, but I also feel like I can’t live with all the responsibility, while my wife spends without ever worrying about where it’s coming from.