tl;dr; i got lucky and got a lot of money but think it's too early to tell my partner, how do i wait it out until i am ready to tell them

throwaway because my normal account is known to too many people.

I have recently crossed the mark of 3M USD savings and feel like I finally don't have to worry about being fired at work. I'm 34 and sort of want to retire, I'm burnt out. On the other hand, I have about 750k of RSUs vesting in 2026 which I should probably stick around for. I'm sort of worried about relationship reasons though.

I don't really feel comfortable telling my family about this (they assume I have no savings because I've never been good with money), and my friends are all still working with no plans to retire, I don't want to alienate them. I have a partner (29) I've known for about 7 months (dating for 5) who I love very dearly, they don't like working, but they haven't been as lucky as me and will be saving for retirement for decades.

I kind of want to retire together in the next year or couple of years at the latest. I want to eventually give them enough money to be financially independent also (my parents were in a relationship where my dad earned all the money and my mum was sort of trapped because of that. Not to mention all the similar stories on this sub. I would pay a hiiigh price to avoid this toxicity).

I kind of feel like it's too early in the relationship to spring this on them. We are talking about moving in together though when their lease ends next year.. It sort of feels a bit weird to have to keep working for relationship timeline reasons rather than because I need the money.

I'm also really uncomfortable keeping this from my partner, but if I laid out my plans then it would be like telling them "I'll give you loads of money if you date me for another year at least". Every time they come home form work exhausted and anxious it just kills me knowing I could save them but that it would probably damage our relationship. What if they resent me for keeping them working when I finally let it all out. Feels weird that this milestone isn't all happy sunshine.

What should I do for disclosure and timelines?


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