I am 30 years old female in London, suffering from severe back pain and being seen by NHS. I was thinking of taking private health insurance just in case I have other issues in the future and might need urgent care as NHS is super slow.
Would like to know from real users if I take the “£0 self pay” how easily and how fast do companies like BUPA and AXA pay you the amount you claim? Are there any other companies that might be better with claims?
What should I choose while deciding on the package: I choose specialists from their network or from outside as well?
And before seeing a specialist or doing some tests, can I get to know accurately how much my private insurer will pay?