How much do you usually spend per month on non-essentials/fun purchases?

29 comments
  1. Thousand or two, depends on the month. This month have been expensive, two 2026 vacations.

  2. Around $500/month mostly in the form of food like work lunches (vs. packing lunch), ordering delivery for dinner approximately once a week, and nonessential groceries.

  3. That’s between my credit card and my bank account. That’s none of my business.

  4. Excluding going out to dinner? Very little. I don’t buy ‘stuff’ or at least try not to.

  5. $0.

    I’m saving for land so no purchase is justified. But I’m also so many years away (only $50k in bank) so this is a stupid approach. Don’t have money anxiety like me, live your life the way you want.

  6. $0.

    I’m saving for land so no purchase is justified. But I’m also so many years away (only $50k in bank) so this is a stupid approach. Don’t have money anxiety like me, live your life the way you want.

  7. I’m retired, my home is paid for, and I have no debt. I spend about half of my SS check on eating out and buying things for my kids/grandkids. So far I haven’t had to dip into my 401k.

  8. It really depends. Many of the “non-essentials” can be essential for your mental health, so it’s better to budget for that, in my opinion.

    For example, going to the gym, or a spa, or getting your nails done. For many, they’re essential to being well.

  9. I try to gain points on my credit card and go and buy something that I’ve been needing and/or wanting. Right now I need a pair of black closed toed work shoes, but I want a nice pair that will last a while.

  10. I have a $300/month fun budget that’s purely for fun stuff–eating out, movies, games, whatever.

    I also have a $250/month “miscellaneous” budget which can range everything from household essentials like TP to donations to stuff like clothes that’s somewhere between a want and a need.

    You could also say the $450/month I spend on the dog is non-essential, but I consider her daycare 2x a week as essential to my personal mental health.

  11. Too much lol but I do consider my cosmetics/skincare/perfume spend necessary, I can’t function without them

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